Archive for the ‘debt’ Category

Feeling low

September 15, 2008

I’ve been waking up depressed again, which I absolutely hate because surely it’s not too much to expect to feel refreshed after a nights sleep? I wonder if it’s the change in seasons already? I feel like I’m wading through treacle today. A letter arrived from a debt collector. Looks like Lloyds have finally sold my debt on and he wants me to phone him to arrange partial settlement, whatever that means. I can’t face it today. Lloyds ignored several of my letters where I explained my health problems and included a letter from my doctor, so I’m going to ignore this one too. I know it’s not sensible but I really can’t deal with it. I only opened the letter because it was cunningly disguised as a normal, non bill type envelope. I made arrangements to pay £1 per month last year but never stuck to it. Isn’t that ridiculous? But filling out a direct debit form and posting it back is beyond me. Everytime I think about dealing with it I just curl up on the sofa and go to sleep again.

Last year I tried to get help from a social worker with all this, but they said no. I suppose I could try the citizens advice bureau again but it’s on the other side of town and I can’t face sitting in their waiting room. I don’t want to be around people.

Psychiatrist appointment coming up on Thursday which may account for me wanting to put my head in the oven right now.

God this is such a pity party post. I really need to just get off my bum and open this mail. Maybe tomorrow.